Waiting to fix in ’26 could cost mortgage borrowers more, analyst says
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Latest from Personal Finance
After the OCR cut, is now time to change your mortgage rate?
If you are waiting for rates to fall, you may have missed your chance.
Is it ever too late to start saving for retirement?
Relying on KiwiSaver solely can be a trap – especially if you are self-employed.
‘I got paid $6 an hour, what happened?’: The ‘quirks’ to watch out for with parental leave
Some aspects of paid parental leave can catch new mums and dads by surprise.
Mary Holm: Do we really need to save $1.45m for retirement?
OPINION: The figures provided by the FinEd centre seem high.
Economist warns Kiwis not to ‘bet the house’ on property market
House prices could stay 'broadly flat for the next five years'.
‘Never worked harder’: The realities of swapping city life for the beach
Many of us dream of leaving the rat race behind - but does it mean an easier pace of life?
Diana Clement: How gambling can play havoc with your financial future
OPINION: Some people spend more than 1% of their income annually on gambling.
Diana Clement: Five ways for women to bridge the financial gender gap
OPINION: Even in the 2020s there is no doubt that there is a gendered financial crisis.
Mark Lister: Why 2024 proved the need for global investment
OPINION: NZ investors are urged to diversify globally after local returns lagged in 2024.
Diana Clement: The simple rules to follow to maintain a cashed-up retirement
OPINION: How do you ensure you won’t be living on cold baked beans in your final years?
Opinion: Why did I have to give my ex half my KiwiSaver?
OPINION: KiwiSaver is relationship property.
Opinion: Make sure KiwiSaver is on your New Year’s resolution list
OPINION: The KiwiSaver numbers are stark and don’t lie.
Inland Revenue changes interest rates for late payments
Changes are in store for people who overpay or underpay their tax.
Editorial: Ease this year’s financial worries by planning ahead
OPINION: It's a good time to reset in more ways than one.
Diana Clement: Debt snowballs and debt avalanches – how to pay ongoing costs in the New Year
OPINION: People find ways to disguise their financial problems from themselves.
Kirk Hope: How to give yourself financial freedom in 2025
OPINION: KiwiSaver is a key part of getting ahead in the future.
Women face KiwiSaver motherhood penalty - how to avoid it
What to do if you are worried about time out of the workforce affecting your savings.
Diana Clement: How Christmas conversations can lead to wealth inequality insights
OPINION: Ask children open-ended questions to encourage reflection.
What a Boomer thinks about untaxed capital gains – Mary Holm
Our columnist on the big Super debate and the letters that were kind – and not so kind.
Credit card surcharges: Watchdog says fee cap will save shoppers millions
Visa and Mastercard push back.
Mary Holm: Can I use my KiwiSaver to buy a campervan?
OPINION: There are rules and restrictions on what you can take your money out for.
Revolut applies for NZ banking licence
Fintech hopes licence will enable it to offer new products and enhance consumers' trust.
Listen to Warren Buffett’s advice on wills, most estate planners say
Talking frankly with heirs can lessen feelings of resentment or jealousy, experts say.
Darcy Ungaro: Life is an investment game
OPINION: Solve the challenges, win the rewards and prep for the next level.
Kiwis could have up to $299m in unused foreign currency, survey shows
Are you sitting on hundreds of dollars post-travel?
Banks blame red tape for behind the ball on innovation
Reserve Bank says leaving banks to their own devices hasn't worked.
Diana Clement: Mortgage rates are falling ... but should you lower your repayments?
OPINION: Don't go rushing into grabbing those lower interest rates just yet.
Apartment owners bear brunt of insurance premium hikes - Treasury reveals by how much
Treasury research identifies notable jumps in Auckland.
How to manage those awkward money conversations
Financial honesty in relationships can be a thorny issue.
Mary Holm: I want a backyard, should I sell my home and rent?
OPINION: Renting is an option but it has lots of drawbacks.
Westpac’s profit jumps 10% as it puts less money aside for bad debts
CEO says bank 'acted swiftly'' to pass falling interest rates on to customers.
Why get-rich-slow strategies often work - Diana Clement
OPINION: People chasing quick bucks don't know how experienced 'boring' fund managers are.