LifestyleCan economics be fun? Liam Dann thinks soThe Herald's business editor at large launches a new book demystifying money.08 Mar 06:30 PM
PremiumPremiumEditorialEditorial: Brace for some serious economic pain aheadOPINION: Credit and mortgage distress is rising fast as interest rates bite.06 Mar 04:00 PM
PremiumPremiumPersonal Finance'A rising tide': More than 480,000 Kiwis behind in debt paymentsMortgage and consumer arrears continue to climb.04 Mar 04:00 PM
PremiumPremiumOpinionLiam DannLiam Dann: Why do we always have to suffer through this OCR pain?Is there any good news on the horizon for mortgage holders?02 Mar 04:00 PM
PremiumPremiumOfficial Cash RateWhat does the Reserve Bank’s official cash rate review mean for my mortgage?ANALYSIS: Mortgage rate cuts seem more likely than hikes.29 Feb 04:00 AM
PremiumPremiumOfficial Cash RateQ&A: Liam Dann on rates, inflation and economic 'tough love'Mortgage holders didn't get the news they were hoping for yesterday.28 Feb 07:54 PM
Banking and financeWatch: Official Cash Rate kept at 5.5%Inflation is still too stubborn for the country to afford a rates cut.28 Feb 01:03 AM
Official Cash RateWhat is the OCR and how does it move mortgages?With all eyes on the Reserve Bank's decision, we explain how it affects your mortgage27 Feb 09:14 PM
PremiumPremiumBanking and financeUp or down - how does the Official Cash Rate actually affect your mortgage rate?What is the Official Cash Rate and how does it control lending rates?26 Feb 10:30 PM
PremiumPremiumAged careProperty Insider: Contentious retirement village survey, who wants $500k+ from failed builderMore than 300 NZ retirement villages and 71 operators ranked according to best practice.26 Feb 10:23 PM
Banking and financeASB takes a punt on some home loan rates ahead of cash rate decisionA 'volatile' global environment was a factor in the home loan rates decision.26 Feb 08:45 PM
PremiumPremiumNew ZealandIt's not Auckland: The city where it takes 11.3 years to save a house depositThe influence of 'wealth' on the property market is one suspected reason for high prices.26 Feb 01:29 AM
PremiumPremiumBanking and financeTo hike or not to hike - economists divided on RBNZ's big rate callANZ is expecting the official cash rate to be raised from 5.5 per cent next week.25 Feb 04:00 PM
PremiumPremiumBanking and financeKiwibank boss calls for end to OCR hikes as bank posts record profitIndebted businesses struggling more than those with mortgages.22 Feb 02:49 AM
Banking and financeWhat you need to know about likely mortgage rule changesThe possibility of debt-to-income ratios being used has worried first home buyers.18 Feb 04:00 PM
PremiumPremiumBanking and financeBank boss's interest rate warning for homeownersVittoria Shortt's comment comes as most borrowers bet on rates falling by mid-next year.15 Feb 02:00 AM
Official Cash RateRetail spending rebounds but monetary policy still holding us backElectronic card transaction data for January showed a bump in spending.13 Feb 10:21 PM
Official Cash RateGrim warning: ANZ picks two more Reserve Bank rate hikes aheadStrong employment data will force RBNZ to lift the OCR in February and April, ANZ says.09 Feb 03:27 AM
Official Cash RateAnnual household living costs increased 7 per cent - who was hit hardest?The cost of living is outpacing inflation - up 7 per cent. But there is good news.31 Jan 10:52 PM
PremiumPremiumPersonal FinanceHomeowners under pressure as mortgage arrears hit near four-year highMortgage arrears climbed 21 per cent last year.31 Jan 04:00 PM
PremiumPremiumOfficial Cash RateWhat will Reserve Bank's new mortgage lending rules mean for house hunters?Reserve Bank rules expected to bite once interest rates fall.23 Jan 06:26 AM
Banking and financeRBNZ confirms new mortgage restrictions to be introduced - what will they look like?Banks' lending to high-DTI borrowers to be capped, as LVRs to be eased.23 Jan 01:47 AM
PremiumPremiumOfficial Cash RateWhen will mortgage rates finally fall?ANZ economists expect RBNZ to keep hawkish stance, before making abrupt OCR cut in August.18 Jan 04:00 PM
PremiumPremiumBanking and financeCentral banks poised for rate cuts in 2024, experts predictFinancial Times: Falling headline inflation rates put pressure on policymakers.01 Jan 12:00 AM
PremiumPremiumBanking and financeReality of high interest rates sets in economy-wideBank data shows SMEs and commercial property owners are doing it particularly tough.22 Dec 04:00 PM
Banking and financeThird major bank cuts home loan rates before XmasMore mortgage rates could be heading south early in the New Year.21 Dec 08:41 PM
PremiumPremiumPersonal FinanceWill NZ mortgage interest rates head south in 2024?If swap rates stay low, mortgage rates could start to fall by late January.20 Dec 04:00 PM
PremiumPremiumEditorialEditorial: Grim outlook no surprise but political hyperbole unhelpfulOPINION: National must be cautious not to let gloomy rhetoric undercut confidence.20 Dec 04:00 PM
Banking and financeANZ cuts mortgage and deposit rates, ASB picks OCR cut by AugustThe bank is one of the first to drop its home loan rates.19 Dec 09:00 PM
PremiumPremiumOfficial Cash RateReserve Bank would think twice before removing LVR mortgage restrictions againRegulator makes case for introduction of debt-to-income restrictions.11 Dec 04:00 PM
PremiumPremiumOfficial Cash RateStandoff: Yawning interest rate gap opens up between Reserve Bank and marketA standoff between the money market and the Reserve Bank could mean lower mortgage rates.06 Dec 11:30 PM
PremiumPremiumBanking and financeProposed mortgage rules unlikely to have much bite - for nowThe RBNZ deputy governor sheds some light on the new debt-to-income restrictions.05 Dec 04:00 PM
PremiumPremiumInvestmentEra of low interest rates over, says private equity investorHalf of fixed mortgages being repriced and corporate loans still to be adjusted.05 Dec 02:10 AM
PremiumPremiumBanking and financeChinese borrowers default in record numbers as economic crisis deepensFinancial Times: Millions of people are blacklisted by authorities after missed payments.03 Dec 06:25 PM