What you need to know about likely mortgage rule changes
The possibility of debt-to-income ratios being used has worried first home buyers.
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Bank boss's interest rate warning for homeowners
Vittoria Shortt's comment comes as most borrowers bet on rates falling by mid-next year.
Retail spending rebounds but monetary policy still holding us back
Electronic card transaction data for January showed a bump in spending.
Grim warning: ANZ picks two more Reserve Bank rate hikes ahead
Strong employment data will force RBNZ to lift the OCR in February and April, ANZ says.
Annual household living costs increased 7 per cent - who was hit hardest?
The cost of living is outpacing inflation - up 7 per cent. But there is good news.
Homeowners under pressure as mortgage arrears hit near four-year high
Mortgage arrears climbed 21 per cent last year.
What will Reserve Bank's new mortgage lending rules mean for house hunters?
Reserve Bank rules expected to bite once interest rates fall.
RBNZ confirms new mortgage restrictions to be introduced - what will they look like?
Banks' lending to high-DTI borrowers to be capped, as LVRs to be eased.
When will mortgage rates finally fall?
ANZ economists expect RBNZ to keep hawkish stance, before making abrupt OCR cut in August.
Central banks poised for rate cuts in 2024, experts predict
Financial Times: Falling headline inflation rates put pressure on policymakers.
Reality of high interest rates sets in economy-wide
Bank data shows SMEs and commercial property owners are doing it particularly tough.
Third major bank cuts home loan rates before Xmas
More mortgage rates could be heading south early in the New Year.
Will NZ mortgage interest rates head south in 2024?
If swap rates stay low, mortgage rates could start to fall by late January.
Editorial: Grim outlook no surprise but political hyperbole unhelpful
OPINION: National must be cautious not to let gloomy rhetoric undercut confidence.
ANZ cuts mortgage and deposit rates, ASB picks OCR cut by August
The bank is one of the first to drop its home loan rates.
Reserve Bank would think twice before removing LVR mortgage restrictions again
Regulator makes case for introduction of debt-to-income restrictions.
Standoff: Yawning interest rate gap opens up between Reserve Bank and market
A standoff between the money market and the Reserve Bank could mean lower mortgage rates.
Proposed mortgage rules unlikely to have much bite - for now
The RBNZ deputy governor sheds some light on the new debt-to-income restrictions.
Era of low interest rates over, says private equity investor
Half of fixed mortgages being repriced and corporate loans still to be adjusted.
Chinese borrowers default in record numbers as economic crisis deepens
Financial Times: Millions of people are blacklisted by authorities after missed payments.
Mary Holm: How did our homes get to be so big?
OPINION: Houses have been gentrified out of reach for some people to buy, a reader says.
19,000 payments overdue: Mortgage arrears spike as interest rate pain drags on
'This activity could continue well into 2024,' says Centrix managing director.
Orr's OCR surprise: Why cuts might not start until mid-2025
The Reserve Bank warned that inflation remained too high.
OCR announcement: Has inflation cooled off enough?
Capacity pressures easing as higher interest rates dampen demand.
OCR announcement: Will the Reserve Bank change its interest rate plans?
With a last hike for the year looking unlikely, what does the bank expect for 2024?
OCR announcement: How long should you fix your mortgage for?
Experts share how they'd structure their mortgages.
Black Friday: Sales slump by 10 per cent - Retail NZ
Retail NZ says there were plenty of shoppers out and about - but they were buying less.
Mortgage relief? Westpac first major bank to start cutting rates again
Westpac is cutting a range of its longer-term home loan rates.
Why mortgage rates could soon be heading down
But it's likely borrowers will have to wait until next year to see some relief.
Kiwibank lifts short term home loan rates as pressure builds on homeowners
Homeowners are still facing increasing mortgage rates.
Te Kauwhata wine company takes top honours in Waikato Business Awards
Annual Waikato Business Awards winners have been announced.
Revealed: The suburb where average property values have risen the most
OneRoof's latest property report paints a picture of how suburbs have performed.
Cooking the Books: What businesses need to know about a rough economy
If you think interest rates are hurting mortgage holders, it's even worse for businesses.
Eftpos, credit card retail spending well down in October
Spending in retail industries fell 0.7 per cent compared to September, down by $44m.