The impact of the Reserve Bank's curbs on mortgage lending at high loan-to-value ratios (LVRs) on the housing market has been pretty modest so far.

Interest rates are likely to rise - so what should you do with your home loan?

Baches in some parts of the country can command enough rent in one month over summer to cover half the year's mortgage repayments.

Major banks are "stress-testing" mortgage borrowers to ensure they will be able to meet repayments when higher interest rates hit.

The latest deal from a New Zealand bank to lure in new customers with "free" money and zero fees comes with a warning tag from financial experts.

Banks are still finalising how they will deal with the Reserve Bank's exemption for home-building loans.

Rising home loan approvals are another sign that the Australian housing recovery is in full swing, making another cash rate cut unlikely.

Kiwibank has become the third bank to lift its mortgage rates in a week.

National house prices rose $17,475 last month to reach a $425k median. But are falling sales numbers a sign that new loan rules are starting to bite? (with new infographic)

Borrowers need to be aware that current market pricing implies a rise in interest rates of around 2 percentage points over the next two years, writes Brian Fallow.

Auckland house prices rose at the rate of $677 a day in November, based on the average price increase from October to November.

The share of new mortgage lending going to borrowers with low deposits halved in October, the first month in which the Reserve Bank's curbs on such loans applied.

Lending restrictions are starting to ease the pressure on the property market but first-home buyers are still finding it tough as prices and interest rates creep up.

Despite the introduction of the Reserve Bank's lending restrictions, home affordability has continued to worsen according to a new report.

Homeowners who have stretched their budgets to get into the housing market in the past two years are likely to feel the squeeze as interest rates rise.

Auckland house prices hit an all-time high, Barfoot & Thompson data just out showed, despite Reserve Bank lending restrictions.

The Reserve Bank's restrictions on low-deposit mortgage lending have yet to dent expectations that house prices will rise.

One of NZ's largest home builders says new loan restrictions have cost it 24 new-home builds in the first month alone - and it expects more as the policy bites.

Home-loan risk can be spread by keeping some floating and the rest fixed over both shorter and longer terms.

National property prices rose by $10,000 in September, taking the median house price back to a record high reached earlier this year.

Westpac has dropped its two-year fixed rate home loan but at the same time hiked its one-year rate.

Low-deposit mortgages will not only be harder to get from the end of this month, but they will be a lot more expensive.

New figures show national property prices were up $5,000 in August, taking the national median price to $390,000.

House prices dipped last month, says the Real Estate Institute, but the number of properties changing hands was up more than 10 per cent from the month before.

Auckland house prices rose for a third month in July as listings and sales jumped, according to Barfoot & Thompson, the city's biggest realtor.