Latest fromMortgages
![Lending to investors grows](/pf/resources/images/placeholders/placeholder_l.png?d=876)
Lending to investors grows
Investors took out nearly $2 billion in mortgages in a month, the latest statistics show - 33 per cent of all new lending.
![Run your way to cheaper mortgage](/pf/resources/images/placeholders/placeholder_l.png?d=876)
Run your way to cheaper mortgage
For many Kiwis, paying off a mortgage is a marathon effort - but on November 1, 10 lucky Auckland Marathon runners will have the chance to run down their rate
!['Liar loans' are back in the US](/pf/resources/images/placeholders/placeholder_l.png?d=876)
'Liar loans' are back in the US
Years after the great housing bust, so-called liar loans - made without verifying people's finances - are creeping back into the US market.
![QV reveals speculator spike](/pf/resources/images/placeholders/placeholder_l.png?d=876)
QV reveals speculator spike
An Auckland mortgage expert warns that speculators are driving up house prices, making it harder for first home buyers who are getting regularly outbid.
![Another way to beat bank savings' rates](/pf/resources/images/placeholders/placeholder_l.png?d=876)
Another way to beat bank savings' rates
Investors will soon have another option when it comes to beating the savings' rate on money in the bank.
![House sold over unpaid rates bill](/pf/resources/images/placeholders/placeholder_l.png?d=876)
House sold over unpaid rates bill
Auckland Council contacts police over claims homeowner, whose house was sold by mortgagee sale today, has been paying rates to unregistered Maori authority.
![Mike Pero bust-up hits High Court](/pf/resources/images/placeholders/placeholder_l.png?d=876)
Mike Pero bust-up hits High Court
Seven former Mike Pero Mortgages' franchisees have taken High Court action over restraint-of-trade obligations.
![Liam Dann: It's time for rest of economy to shine](/pf/resources/images/placeholders/placeholder_l.png?d=876)
Liam Dann: It's time for rest of economy to shine
The tide has turned on the economic boom. The slump in dairy prices has once again laid bare the vulnerabilities of a commodity-dominated economy.
![Mortgage rates drop again](/pf/resources/images/placeholders/placeholder_l.png?d=876)
Mortgage rates drop again
Mortgage rates have dropped again. SBS Bank is offering a 4.85 per cent rate for an 18-month term - the lowest deal around.
![Mortgage rates fall below 5%](/pf/resources/images/placeholders/placeholder_l.png?d=876)
Mortgage rates fall below 5%
The sub-5 per cent mortgage rate is back - three major banks have dropped fixed term rates in the last week.
![ASB drops fixed interest home loan rates](/pf/resources/images/placeholders/placeholder_l.png?d=876)
ASB drops fixed interest home loan rates
ASB customers should be in line for a drop in their home loan interest rates this month.
![More banks announce mortgage rate cuts](/pf/resources/images/placeholders/placeholder_l.png?d=876)
More banks announce mortgage rate cuts
Two more major banks have announced mortgage rate cuts following the Reserve Bank's decision yesterday to lower the official cash rate.
![Rate cut sparks house price fears](/pf/resources/images/placeholders/placeholder_l.png?d=876)
Rate cut sparks house price fears
The Reserve Bank's decision to lower the official cash rate has been heralded as a positive move for house buyers outside Auckland.
![Home equity release - written in reverse](/pf/resources/images/placeholders/placeholder_l.png?d=876)
Home equity release - written in reverse
Personal finance and investing columnist Brent Sheather on the pitfalls of home equity release arrangements or reverse mortgages.
![Friends club together to afford a house](/pf/resources/images/placeholders/placeholder_l.png?d=876)
Friends club together to afford a house
As the average price of an Auckland home hits over $800,000 more people are turning to friends to help them get into the property market.
![Property Report: Myths about mortgages busted](/pf/resources/images/placeholders/placeholder_l.png?d=876)
Property Report: Myths about mortgages busted
Sixty is the new 50 even when it comes to mortgages.
![Why you'll pay less on your mortgage](/pf/resources/images/placeholders/placeholder_l.png?d=876)
Why you'll pay less on your mortgage
Westpac could join a mortgage-rate battle after Kiwibank and ANZ slashed their home loan rates.
![Mortgage rates slashed](/pf/resources/images/placeholders/placeholder_l.png?d=876)
Mortgage rates slashed
ANZ and KiwiBank have cut their mortgage rates as speculation grows the Reserve Bank will cut the OCR.
![Paying to chase cheap money](/pf/resources/images/placeholders/placeholder_l.png?d=876)
Paying to chase cheap money
The number of mortgage holders paying break fees to cash in on near record-low interest rates has jumped, with some homeowners saving thousands from the switch.
!['Gravitational pull' counters lending rules](/pf/resources/images/placeholders/placeholder_l.png?d=876)
'Gravitational pull' counters lending rules
New lending rules targeting Auckland residential property investors will cool the market - but the city's "gravitational pull" will counter any impact, John Key says.
![House prices fall across NZ - soar in AKL](/pf/resources/images/placeholders/placeholder_l.png?d=876)
House prices fall across NZ - soar in AKL
REINZ figures show the national median house price fell 4.2 per cent in April, but rose 18pc in Auckland.
![Strict limits on access to KiwiSaver](/pf/resources/images/placeholders/placeholder_l.png?d=876)
Strict limits on access to KiwiSaver
I've recently separated from my wife and taken a mortgage on my home to pay a separation settlement. Can I use my KiwiSaver to pay into the home loan?
![Chinese bank pushes into NZ market](/pf/resources/images/placeholders/placeholder_l.png?d=876)
Chinese bank pushes into NZ market
China's biggest bank has begun making inroads into this country's mortgage market.
![Little: Target Auckland speculators](/pf/resources/images/placeholders/placeholder_l.png?d=876)
Little: Target Auckland speculators
Labour leader Andrew Little says the Reserve Bank should target property speculators to ease the pressures on the Auckland housing market.
![Reserve Bank 'trying to stem the flow'](/pf/resources/images/placeholders/placeholder_l.png?d=876)
Reserve Bank 'trying to stem the flow'
Andrew Little says a speech from the Reserve Bank deputy governor was effectively saying there was a housing crisis – something John Key had refused to accept.
![Auckland house prices surge 13 per cent](/pf/resources/images/placeholders/placeholder_l.png?d=876)
Auckland house prices surge 13 per cent
Auckland house prices surged 13 per cent in the last month alone and are up $83,000 annually, according to REINZ's latest figures.
![Auckland market 'a ponzi scheme'](/pf/resources/images/placeholders/placeholder_l.png?d=876)
Auckland market 'a ponzi scheme'
Auckland's housing market is a giant Ponzi scheme, one economist says, as residents pay each other to get in, driving prices up.
![Think Sydney's expensive? Try Auckland](/pf/resources/images/placeholders/placeholder_l.png?d=876)
Think Sydney's expensive? Try Auckland
Sydneysiders take comfort...Aucklanders are suffering more when it comes to buying a house.