Tougher stress tests are making it harder to meet lending criteria, says a major mortgage broker.

Households are borrowing more relative to disposable income than before the financial crisis.

Kiwibank says funding pressures and infrastructure spending are behind a 13 per cent drop in the bank's half year profit.

While other banks have increased home loan rates in recent weeks HSBC has come out with a 3.99 per cent rate for an 18 month fixed term loan.

Don't expect interest rates to stay still despite the Reserve Bank's decision to keep the official cash rate on hold.

Home-buyers took a breather at the end of last year with new residential mortgage lending dipping down.

Pressure on employers to boost workers' wages is not going to be enough to cover the rising cost of mortgage rates, warns an economist.

The Government talks up the prospects of a new supply of housing for first-home buyers in Auckland, but is there a funding gap?

There's no shortage of cranes on Auckland's skyline. What is in short supply is enough new homes for the growing city.

Some Kiwis could face losing their homes if interest rates rise but we are not as far under water as our Australian neighbours.

Corazon Miller talks to three generations of one family who all own property in Supercity about why they chose to buy and the sacrifices they made.

Experts are urging people to plan ahead for increasing mortgage rates and their potential flow on effect to rents.

The management team at Barclays dared prosecutors to sue. The Justice Department obliged.

A new website that compares mortgage rates across banks in an instant was founded by two Aucklanders struggling to get their first home.

A fifth of share milkers who responded to a Federated Farmers survey said they were coming under pressure from their bank on their

Some mortgage holders are breaking their fixed terms early to lock in longer term rates before they rise further, says a broker.

Tougher times in banking mean 5000 ANZ staff will miss out on an $800 share bonus this year.

It is hard to understand why Finance Minister is wary about giving the Reserve Bank the power it wants to impose an income limit on house mortgage lending.

New clamp-downs on residential property investors appear to be working.

A mortgage fraudster has been sentenced to three years and two months in jail for his part in a $33 million swindle.

ANZ has announced an assistance package for customers impacted by the 7.5 magnitude earthquake on Monday night.

COMMENT: If Trump carries out his trade and defence threats, NZ would face the risk of slower global economic growth, higher interest rates and fewer capital flows.

The official cash rate cut won't be passed on to mortgage holders at major banks across New Zealand.

With the average Auckland house is valued at over $1 million Kiwis are beginning to feel dejected, a new ASB survey reveals.

The squeeze is being put on home loan borrowers as a second major bank lifts its fixed term mortgage rate.

Home loan borrowers look set to face higher fixed-term mortgage rates despite a predicted cut to the official cash rate this week.

ANZ - the country's largest bank - has announced a 13 per cent drop in net profits to $1.54 billion for the year to September 30 . The

The number of new residential mortgage registrations declined nationally by 21 per cent in September.

A pair of best friends who split at $12.3 million Big Wednesday win last year have some advice for tonight's potential jackpot winner.

BNZ boss Anthony Healy says mortgage holders should not expect predicted cuts to the official cash rate to flow through to home loan