Two major banks are now offering sub-4 per cent rates over three years.

There a concerns about first home buyer's reliance on KiwiSaver for home deposits.

Falling wholesale rates help banks cut home loan rates.

Comment: Do you kick yourself when interest rates fall?

An Australian report recommends scrapping commission payments to mortgage brokers.

A British bank has launched a 100 per cent mortgage - could it happen here, too?

A second bank is set to offer a sub-4 per cent home loan rate.

Could a new sub-4 per cent rate spur a new mortgage war?

Banks are open for business but want to see that home buyers can service their debt.

Mortgage brokers warn the historic low deals aren't likely to be seen again anytime soon.

The bank would also help develop underutilised Māori land and keep profits in New Zealand.

Easing on bank lending restrictions may not be magic solution home buyers are looking for.

Home lending restrictions are set to ease from January.

A mortgage-rate war has broken out among the major banks.

Buyers were warned they couldn't go inside - but now it's not being sold at all.

COMMENT: With his mortgage rate due to be re-fixed, Liam Dann works through his options.

Pero gives up some of his stake in Mike Pero Real Estate.

Another house being sold "from the roadside" has been saved at the last minute.

COMMENT: What happens to your money (or debt) when you die?

Real estate agents and lawyers have been warned about a home deposit scam.

Housing affordability issues extend well beyond Kiwi borders.

The world can't shake its the debt habit -- and that adds to the level of economic risk.

COMMENT: Pondering your mortgage is easier if you let go of idea that you have control.

Lending restrictions could ease by the end of this year, according to one bank economist.

Higher offshore funding costs could put pressure on banks to increase interest rates.

COMMENT: Private debt stats make ugly reading. Will we cope when interest rates rise?

UK couple are among the worst-hit victims of Britain's interest-only mortgage crisis.

It's time to take control of our home loan and make it work better for us.

Aaron Stampa runs his mortgage advice business from Momentum's office.

New Zealand's boom and bust episodes are a fundamental economic flaw.