Credit crunch or responsible lending? Has the law gone too far?
The consumer finance law was tightened on December 1 but has it gone too far?
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Latest from Mortgages
Mortgage or therapy: Man felt forced to lie to secure home loan
Dunedin man forced to end therapy to get mortgage.
Brokers' Picks: The hot stocks to watch in 2022
Results of the Herald's annual stock-picking game are in ... and the top picks for 2022.
Finance Minister's warning to highly indebted home loan borrowers
Deputy Prime Minister speaks at the Financial Services Council conference.
Mark Lister: OCR hikes - this is going to hurt
COMMENT: Mark Lister says the next 12 months is going to be eventful for the economy
Lending clampdown: The options left for first-home buyers
Banks have virtually shut up shop for low deposit lending on existing properties.
Editorial: Interest rate rises just getting started
Mortgages will cost more but rates are still low by historic standards.
Fastest in 15 years: Home loan interest rates surge - and more to come
Reserve Bank is expected to lift the cash rate again next week.
Why borrowers may have to wait longer for a loan
And some may get turned down for loans that would have been approved in the past.
Landlords say tax loophole is 'bribe' to switch to social housing
Tax breaks a huge incentive for landlords to evict hard workers - rent to social housing.
'Ugly' new survey captures Auckland business despair
More than 20 per cent of Auckland SME's said they didn't expect their business to survive.
OCR rise: What it means for your mortgage
ANZ and Kiwibank to increase variable rates for borrowers.
OCR watch: NZ set to move first on interest rates in Asia Pacific
The cycle of super cheap debt is coming to an end, writes CMC Markets GM Chris Smith.
No rent rise freezes, mortgage deferrals 'at this stage'
No sign yet of the mortgage holidays and rent freezes of 2020's lockdown.
Nation of debt: An extra $50 billion on the house
Mortgage debt has ballooned to over $317 billion.
Number of borrowers with million-dollar mortgages doubles in just four years
The number of borrowers with million dollar plus mortgages has doubled in four years.
Why mortgage rates are projected to rise to over 4 per cent by the end of next year
Why mortgage rate rises could hurt borrowers faster this time around.
House prices now 10.5 times median disposable income, ANZ economists say
ANZ says it is a long road back to levels where houses will be considered "affordable".
Cost of living: $100 more a week for the average Kiwi family
Family with two adults and two children now paying out more than $1600 a week.
How much interest rate spikes could cost Kiwi families
An increase in interest rates looks set to put a squeeze on borrowers.
ANZ, BNZ and Westpac follow ASB by lifting mortgage rates
All four of the major banks have now confirmed an increase in rates.
Liam Dann: Will rising interest rates deflate NZ's housing bubble?
The policy pieces are all falling into place, but will the housing market listen?
The sad life and lonely death of pensioner who found she didn't own her home
The missing house, the dead body, the secret affair, and the SFO investigation.
NZ's largest bank slashes deposit for small apartment mortgages
New rules see changes to those wanting to draw down mortgages on small apartments.
Liam Dann: NZ economy a good bet? You can bank on it
Westpac's decision not to sell its NZ operation is a moral victory for the Reserve Bank.
Who will rising interest rates hit hardest?
Warning comes as mortgage rates expected to begin rising from the end of this year.
Mark Lister: Is the super low interest rate tide turning?
Borrowers and investors would be wise to take heed of likely interest rate rises.
SFO probe launched after pensioner found she didn't own her home
SFO investigators searched several properties associated with the probe last week.
Home loan borrowers in financial hardship climbs 10pc
But expert doubts many will go to mortgagee sale.
Westpac boss predicts when property investor rules could bite
What impact has the LVRs and government property announcements had on lending?
Lender offering home loans on 5% deposit, but there's a catch
Squirrel is launching a new product aimed at helping Kiwis get on the property ladder.
Liam Dann: RBNZ covers all bases with OCR balancing act
The RBNZ continues to keep its options wide open as it deals with Covid-19 uncertainty.
Brian Fallow: Housing crisis only adds to inequality
While lower interest rates help homeowners, rising rents just add to pressure on the poor.