A guide to the financial help available for first-home buyers
With KiwiSaver, mortgage tips and government programmes, there are ways to boost deposits.
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Latest fromMortgages
The Ex-files: Jeremy Sutton on protecting the bank of Mum and Dad
When parents lend money to children the legal presumption is that money is a gift.
Jenée Tibshraeny: Budget a taste of what's to come if we don't control inflation
How Budget 2022 is characterised by inflation.
IMF suggests mortgage lending restrictions could be eased
The housing market is cooling - should the Reserve Bank ease LVR restrictions?
Watch: Larger house price falls possibility, Reserve Bank warns
The Reserve Bank has released its six-monthly report on NZ's financial stability.
Fewer people borrowing, more missed debt payments
Mortgage applications are down 12 per cent compared to last year.
Mortgage wars: How to beat the banks at their own game
With tough new lending rules, here's how to give yourself the edge with the bank.
'Judgment day' looms for borrowers as interest, inflation soar
A $600k mortgage could soon cost an extra $200/week yet many borrowers are ahead on loans.
Surging mortgage rates: Reserve Bank fears thousands of first-home buyers in trouble
Thousands of first home buyers could be in trouble as interest rates rise.
Liam Dann: OCR double hike signals Reserve Bank ready to move faster on inflation
RBNZ looks prepared to hike rates faster but not necessarily to a higher peak.
OCR hike: ANZ moves first to lift mortgage rates
Brace for higher mortgage rates sooner.
RBNZ wanted Govt to wait before making changes to credit law
Legal expert warns tweaks will do little to address major issues.
Inflation Nation: Why the cost of living is rising and what we can do about it
The pandemic triggered the return of inflation, now war has amplified the price pain.
Government tweaks controversial home lending rules
The Credit Contracts and Consumer Finance law was tightened on December 1.
Lower-risk borrowers more affected by credit law change
The law change was designed to protect vulnerable borrowers but its effect is different.
Home loan applications sharply down, Kiwibank boss says
Chief executive says the "kitchen sink" has been thrown at the housing market.
ANZ lifts floating home and business loan rates
The move comes after the Reserve Bank increased the official cash rate.
Mortgage rates set to rise further after RBNZ lifts cash rate
Property price growth could fall below 5 per cent this year, an economist says.
The $2500 hitch: ANZ reopens door to low-deposit home loan borrowers
Borrowers will have to meet a number of criteria to qualify.
Clark rebuffs National lending offer
David Clark has rebuffed a National offer to fix the mortgage lending crisis.
David Clark: Govt will move quickly on credit law changes
The minister said he had already received feedback from the banks.
Editorial: Time for economy to take its medicine
OPINION: Our editorial picks interest rates to rise again next week...and keep rising.
Half of first-home buyers could be in mortgage distress when rates rise
The warning comes from a Reserve Bank briefing to Finance Minister Grant Robertson.
National promises bill to fix credit crunch
Nicola Willis and Andrew Bayly think they have a fix to home buyers' credit woes.
The Covid impact: Kiwis want bigger, better homes and to move away from Auckland
Renovation is high on the list for those staying put: survey
Credit crunch or responsible lending? Has the law gone too far?
The consumer finance law was tightened on December 1 but has it gone too far?
Mortgage or therapy: Man felt forced to lie to secure home loan
Dunedin man forced to end therapy to get mortgage.
Brokers' Picks: The hot stocks to watch in 2022
Results of the Herald's annual stock-picking game are in ... and the top picks for 2022.
Finance Minister's warning to highly indebted home loan borrowers
Deputy Prime Minister speaks at the Financial Services Council conference.
Mark Lister: OCR hikes - this is going to hurt
COMMENT: Mark Lister says the next 12 months is going to be eventful for the economy
Lending clampdown: The options left for first-home buyers
Banks have virtually shut up shop for low deposit lending on existing properties.
Editorial: Interest rate rises just getting started
Mortgages will cost more but rates are still low by historic standards.
Fastest in 15 years: Home loan interest rates surge - and more to come
Reserve Bank is expected to lift the cash rate again next week.