Latest fromBest of Business Analysis

<i>Bernard Hickey:</i> Kiwibank's foreign borrowing splurge
Kiwibank has revealed it borrowed $927m on short term 'hot' European money markets in five months and has quickly lent on much of it into the housing market.

<i>Inside Money:</i> Advisers open up: more to see, less to choose
How many authorised advisers are really independent?

Success: Seeing the future in clear water
Duo faced long struggle before finding a market for stormwater-treatment technology.

Success: Social media help reach the world
Facebook, Twitter, blogs are cost-effective ways to target a specific market, says business owner.

<i>Mary Holm:</i> Silver rather than gold-plated, but still hard to beat
The gainers from the Budget's KiwiSaver changes are those who don't belong to the scheme....

Brian Fallow: Ratings agencies pacified but no straying off track
Focus of concern is instead the amount the country as a whole is borrowing.

Chris Worthington: Transformation by policy a pipe dream
Transformation by policy is a pipe-dream. There is no five-step process that will put New Zealand on the path to being richer and better in every way.

Success: Discounts delivered over the phone
Smartphone entrepreneur wins Hi-Tech award, and attracts some big-name customers.

<i>Gill South</i>: Powers of Superman needed to rebuild a shattered city
Christchurch recovery is a job that called for a top CEO.

<i>Brian Gaynor: </i>Big Aussies lapping up their Kiwi cream
The four big Australian-owned banks - ANZ National, ASB, Bank of New Zealand and Westpac - are creaming it in New Zealand.

Media: Did TVNZ learn nothing from the Paul Henry debacle?
What are the rules for TVNZ journalists making commercial endorsements? asks John Drinnan.

<i>Bernard Hickey:</i> We'll save money by spending less, not by investing less
KiwiSaver had become one of our loved institutions in a short period of time. We believed it would be there in future. We believed it made financial sense for ourselves and the country.