In the online world a new adage that applies - If you pay for something, it’s the product. But if it’s free, you are the product.

The world is in the grip of a new oil shock. The shock is that prices are collapsing. Liam Dann explains what it means for the NZ economy.

Expectation is a powerful thing. It's the reason 45,000 sections in Auckland are sitting there ready to go, with all the connections to water, power and roads - but no houses.

The Financial Markets Authority's consultation paper on corporate governance is timely.

Falling oil prices have been one of the biggest stories in financial circles over recent weeks.

As a society, how did we allow residential property to become just another investment asset class?

All I want for Christmas is an Ebola emergency kit. That's not because I think I'm at risk of catching the disease.

Pumpkin Patch shares hit another record low yesterday as investors continued to punish the company after a dark annual meeting.

The only problem with this technically-excellent, thoroughly-executed, thankfully-brief statistical analysis of KiwiSaver is its uselessness.

There's a common belief that women are better at multi-tasking than guys. It's only partly true.

SkyTV, Spark's Lightbox and Quickflix, pretend in public they're not concerned about Netflix arriving, but that's just bluster, writes Juha Saarinen.

FOFA is a serious law, introduced by the previous Labor government after a series of scandals hit Australia's financial planning industry.

A reader writes: If my employer includes its contribution as part of a total remuneration package, what happens to the contribution if one opts out of KiwiSaver?

What is your 'Unfair Marketing Advantage Strategy' going to be for 2015?

Steer clear of dumb debt this season – and the more tidings of comfort and joy there’ll be for the rest of the year.

The funny thing is, most marketing activity is highly... incorrectly... focused.

My partner and I have our own home at the moment with a sizeable mortgage, and we're thinking of starting a property rental portfolio.

Ken Wikeley's bankruptcy is a massive fall from grace for one of the NZX's more colourful characters.

Herald columnist Diana Clement looks at how to get the best out of the Christmas shopping spend.

CaseLoad is confident his public interest mission to reveal New Zealand's best and worst judges will come up trumps.

The ticker codes are allocated and the listing dates set - New Zealand's initial public offering pipeline is pumping again.

Public relations is back in the news, with controversy over Iain Rennie and the State Services Commission's "loose" handling of the press conference for departing Cera boss Roger Sutton.

The latest Briefing to the Incoming Minister from the Earthquake Commission is a revealing document.

Over the next two years the government and its agents will be reviewing the Financial Advisors Act 2008 (FAA).

Changes to the country's payment system have been profound and New Zealand moves closer to a cashless society, says the Reserve Bank.