A reader writes: If my employer includes its contribution as part of a total remuneration package, what happens to the contribution if one opts out of KiwiSaver?

What is your 'Unfair Marketing Advantage Strategy' going to be for 2015?

Steer clear of dumb debt this season – and the more tidings of comfort and joy there’ll be for the rest of the year.

The funny thing is, most marketing activity is highly... incorrectly... focused.

The Christmas madness is about to begin and for many retailers the stakes have never been higher, writes Business Editor Liam Dann.

Why is the Government over-spending on motorways when new technologies could render them white elephants?

My partner and I have our own home at the moment with a sizeable mortgage, and we're thinking of starting a property rental portfolio.

Herald columnist Diana Clement looks at how to get the best out of the Christmas shopping spend.

The ticker codes are allocated and the listing dates set - New Zealand's initial public offering pipeline is pumping again.

Public relations is back in the news, with controversy over Iain Rennie and the State Services Commission's "loose" handling of the press conference for departing Cera boss Roger Sutton.

The latest Briefing to the Incoming Minister from the Earthquake Commission is a revealing document.

Over the next two years the government and its agents will be reviewing the Financial Advisors Act 2008 (FAA).

Changes to the country's payment system have been profound and New Zealand moves closer to a cashless society, says the Reserve Bank.

Graham McGregor shares insights from business expert Michael Katz about focussing on a niche in your marketing.

The film Hip Hop-eration pushes perceptions of retirement in the right direction.

Accounting is an essential component of every business so it's time to start investigating using online accounting software.

The free trade deal announced with South Korea is extremely good news for a number of our export industries, writes Liam Dann.

I want to see a change of attitude in the press towards ageing Kiwis. We are tagged the greedy generation.

'Did you see that Countdown is selling insurance?" a friend emailed last week. My initial response was: "There's nothing new in that."

Tech blogger Juha Saarinen raises questions about the chief censor eyeing Slingshot over access to unclassified material.

TVNZ and MediaWorks programme launches over the past fortnight have set the scene for reality TV clashes next year, writes John Drinnan.

It's shaping up to be another bumper year for the NZ sharemarket, with the NZX 50 up more than 14pc and trading at record levels.

Jock Anderson is questioning why the identity of the NZ judge with the highest rate of jailing drink drivers will not be revealed.

Germany has come to be seen as the miser among major economic powers, saving too much of its enviable income and spending too little. Germans, naturally, do not see it that way.

If I were running Mercury, I'd regard people like myself as perfect customers, writes Brian Rudman.

Here's the challenge for Prime Minister and Tourism Minister John Key when he hosts President Xi Jinping in New Zealand next week.