Latest fromBest of Business Analysis

Juha Saarinen: IT security vet on privacy
The internet has turned into a massive social experiment in which unknown people know everything about you and other people.

Fran O'Sullivan: Watchdog needs to be open about probe
Financial Markets Authority boss Rob Everett should simply tell the market exactly what its probe into alleged market manipulation at one of the country's highest profile funds manager entails.

Carmel Fisher: Crowdfunding evolving fast, but it's not for everyone
If I were a banker, I'd be feeling a little uncomfortable. It seems a new digital disruption is on its way, about to do to banking what iTunes did to music and Amazon did to product sales.

Graham McGregor: A simple marketing shortcut
Find someone in business that has a proven sales or marketing system which already works well and use it in your business.

Inside Money: Optimist economist unwinds in NZ
Economist Bob Baur says despite global tensions, the medium- to long-term outlook is positive, particularly for the developed world.

KiwiSaver: Use savings to buy into partner's home
A reader writes: Can I withdraw my KiwiSaver funds for a first-home deposit if I want to buy half my partner's house?

Christopher Niesche: Smart homes strategy for smart retailer
Despite the fast changing market, JB Hi-Fi excels at jumping on the next big thing in technology and getting the march on its competitors, writes Christophwer Niesche.

Liam Dann: Market integrity depends on investor confidence
Speculation that a leading player in the funds management sector is facing a FMA investigation for market manipulation is concerning if true, writes Liam Dann.

Bernard Hickey: More money feeds bubble
The money printing by central banks of other nations is dribbling down into our housing market, writes Bernard Hickey.

Diana Clement: Haggling over prices the route to a cheaper deal
'Can you give me a discount" and "that's too expensive" are powerful words when it comes to buying anything. Yet, few Kiwis haggle for their big-ticket items.

Brian Gaynor: Record migration population game-changer
Migration figures and the 2013 Census data clearly show that NZ's population is undergoing a significant change.

Mary Holm: Take it slowly on decisions after split
Borrowing to pay for a rental do-up at family home could be a good idea, but check out options carefully first.

Jock Anderson's Caseload: Should David Bain pay back legal aid?
If David Bain gets millions of dollars in taxpayer-funded compensation from the Government, should his legal aid be deducted first?

Inside Money: Aussie research house finds KiwiSaver cheap and cheerful
Australian research house SuperRatings has released its first analysis of the KiwiSaver market with mostly good marks.

Robyn Pearce: Working hard isn't the answer
Do better work because you're refreshed, restored and re-energised by prioritising your time.

Fran O'Sullivan: Westpac sees light as Kiwi boss gets nod
Westpac NZ's high-powered directors flexed their muscles - ever so diplomatically - to ensure the appointment of Kiwi David McLean as the bank's new chief executive.

Graham McGregor: How to boost sales in 2015
Is there a particular niche that it could be useful for you to focus on in 2015?

Inside Money: Alan Greenspan's rational holiday tips
David Chaplin looks at Alan Greenspan's analysis of why no-one saw the GFC coming and why it wasn't his fault.

KiwiSaver: Kiwis overseas cannot enrol in scheme
I am a New Zealand permanent resident, and I worked in New Zealand for almost six years but when I moved to Germany at that time I decided to take my private fund from AXA superannuation.

Brian Gaynor: Potential problems in NZX's high level of foreign investment
Goldman Sachs' latest NZX Ownership Survey shows overseas interest in the NZ sharemarket has remained static over the past 12 months.

Brian Fallow: Greece to Europe - "Enough!"
Greek voters have sent Europe's leaders a message: the austerity policy you have been pursuing in recent years is economically perverse, socially cruel and ultimately subversive.

Helen Twose: Studying for a seat on the board
The path to the boardroom began in the classroom for Nelson-based finance executive Dave Ashcroft.

Fran O'Sullivan: Time for NZ to take a stand over TPP
If New Zealand Cabinet ministers really, really want to notch up the Trans Pacific Partnership (TPP) they could change tack.

KiwiSaver: Funds can be used for foreign houses
KiwiSaver is all about retirement savings but it recognises that for many people a comfortable retirement includes owning their own home.