One marketing strategy you might want to consider trying is what I call a 'Rolls Royce Marketing Strategy', writes Graham McGregor.

Small business editor Caitlin Sykes talks to business owner Melanie Holt about home delivery by subscription.

New Zealand's economy remains relatively robust, but it feels as if the stakes have risen sharply in the past few weeks, writes Liam Dann.

It's the lost decade - the 10 years in which the Australian share market has moved sideways, writes Christopher Niesche.

Kiwi pension policy is unusual in developed world, writes Mary Holm.

The sharp decline in oil prices is a simple case of economics 101, writes Brian Gaynor.

Tackling anti-competitive behaviour is one of new dame's many missions.

Travel can be surprisingly cheap but don't skimp on medical cover, writes Diana Clement.

It is time for the industry and the politicians to take off their rose-tinted glasses and do some hard-thinking about our major goods export industry, writes Fran O'Sullivan.

Bond markets are spooked, credit risk is on the rise and banks stocks are being sold, writes Liam Dann.

We could see those increasing credit spreads eventually find their way to our shores in the form of higher rates, writes Mark Lister.

One thing's for sure, the "Internet of Things" will be a security disaster this and coming years, writes Juha Saarinen.

Even the world's smartest person will need fuel to keep making good money decisions

What is your marketing focus for the start of 2016?

Ben is a mid-level manager with a team of four, all relatively new in their positions.

Here's a new way in which the internet offends the sensibilities of the Real World: hyper linking in web pages.

Wall St stocks and oil have slumped again amidst growing talk of recession risk for both the US and the world, writes Liam Dann.

Debbie Sutton is CEO and Yvonne Lorkin is chief tasting officer of WineFriend, an online subscription business the pair founded that delivers customised wine selections.

It is now easier than ever to imagine a New Zealand without notes and coins - and not just for the convenience factor.

Q: If new staff members do not wish to join KiwiSaver, do I simply pay their PAYE on the IRD form or must I fill in forms advising they don't want to join?

Default investments and focus on low fees are reducing returns, writes Brian Gaynor.

What makes some people steal from strangers and others give?

Lotto tickets may give ray of hope, but there are free competitions, write Mary Holm.

The demise of Woolworths' Australian hardware experiment, Masters, won't devastate too many customers, writes Bella Katz.

Taken at face value, the December quarter numbers are evidence that the labour market has tightened, in defiance of the forecasters, writes Brian Fallow. But that has yet to show up in the wages data.

The year has got off to a bad start for portfolio investors with the world stock market having fallen by 10.8 per cent in US$ terms, writes Brent Sheather.

Revamped TV3 news is rating well - even if it isn't yet living up to its multi-media billing, writes John Drinnan.