COMMENT: One clear advantage of selling is that you can dial down the risk level.

COMMENT: As mortgage loans soar, incomes aren't keeping pace.

COMMENT: It has not been adman Kevin Roberts' finest hour, but I wonder whether he might be secretly pleased.

WATCH: The Economy Hub's Liam Dann talks to Nick Tuffley and Jamie Gray about why the Reserve Bank has to cut rates.

COMMENT: If you missed out on a payrise in the past year - or it was so small you hardly noticed - then don't feel too bad. You weren't alone.

COMMENT: At the end of the day take five minutes to review your time at work.

COMMENT: I have some newfound respect for iTunes purpose and what it accomplishes for Apple.

COMMENT: While saying goodbye to the VCR, we should acknowledge that the video cassette recorder had a impact on how we consume media today.

COMMENT: How could you turn your ideas into a new client marketing magnet?

COMMENT: New Zealand should grab the opportunity to be at the forefront in creating the new narrative for global trade.

COMMENT: There are big gains for Kiwis and the country if we just start to pay more attention to our money.

COMMENT: Many KiwiSaver scheme members are missing out because they are investing in the wrong funds, writes Brian Gaynor.

COMMENT: Whether you're a new investor, home-buyer, or KiwiSaver, people make classic mistakes that can be avoided.

Nasa's budget had tripled in one year to US$5.4 billion ($7.6b) and the space programme went on to cost US$34b.

If you transfer your UK pension funds to a non-QROPS before you turn 55 , early withdrawal penalties could apply.

COMMENT: The IRD website is user friendly and tax refunds are low-hanging fruit.

COMMENT: Here in New Zealand captains of industry are needling Government to show a social conscience on housing.

COMMENT: Microsoft seems to handle Skype security issues in a very strange fashion.

COMMENT: The average worker will lose a minimum of 28 per cent of their day due to interruptions.

COMMENT: Expect to see more politically motivated hacks and leaks that aim to influence politics in New Zealand, writes Juha Saarinen.

COMMENT: If customers are telling other people about your business, it means your marketing budget can be slashed.

COMMENT: Putting in a loan application is like submitting your CV for a job - you want your best foot forward.

COMMENT: I love technology but what a pity it is that it makes games so accessible.

COMMENT: Hard yards are still to come as financial market regulatory rebuild nears its completion.

COMMENT: Banks robust enough to weather storms, so term deposits still the best bet.

COMMENT: The rise of sports gambling means more money for sporting bodies -- and more scope for match-fixing.

COMMENT: China was the obvious elephant in the room when Joe Biden visited NZ as the Obama Administration moved to assert US supremacy in the region.

COMMENT: Artificial intelligence and big data tipped to wreak havoc on traditional models.

COMMENT: if you're a Canon refugee to Sony cameras, the Sigma MC-11lens adapter is definitely worth trying out.

COMMENT: Is Rod Drury going out of his way to bite the hand that feeds him?